No you don’t. Clarity is now also available to South Africans who do not have an Investec Private Bank account.
If you do not have an Investec Private Bank account, you can now sign up for Clarity if you meet the following criteria:
You are over the age of 18
You have a valid SA ID number
You were born in South Africa, are a South African Citizen, live in South Africa and are employed in South Africa